Over $3 billion funded throughout our 30 year history

As pioneers in the bridge lending space, we work alongside our clients to provide loan solutions on a case by case basis in order to best meet the needs of any borrower.

Trusted by thousands of borrowers and businesses

January 2026Garden Grove

$4,965,000 Funded: Business and Land Acquisition with Cash Out

First Financial Capital successfully completed multifaceted financing structure in the amount of $4,965,000 in 30 days.

Transaction Overview
This custom financial solution was structured to address three simultaneous capital needs for the borrower, including real estate acquisition, business expansion, and capital improvements.

Deal Structure Breakdown
The $4,965,000 facility was allocated across three distinct components:

• Part 1: Leasehold-to-Fee Simple Acquisition (Arco Station) Financing provided to purchase the underlying land of an existing Arco-branded gas station. The operators previously owned the business operations but have now secured the real estate. FFC provided 100% of the proceeds.
• Part 2: 100% Business Acquisition First Financial Capital provided 100% of the cash proceeds required for the operator to acquire a new, separate business entity (Business Only Loan).
• Part 3: Cash-Out for Site Improvements A cash-out, non-revolving credit line was established to fund critical site improvements. Specifically, these funds are designated for the replacement of fuel tanks at an existing gas station owned by the borrower.

January 2026Redding, CA

Two Site Acquisition Financing In Redding CA

First Financial Capital is proud to announce the successful funding of a $2.6M acquisition loan for two Chevron gas station properties in Redding, CA.

This financing supports a strong operator who is actively expanding across the Bay Area and Northern California.

January 2026Bremerton, WA

Just Funded: $6.7MM For Washington Gas Station and Carwash

We are pleased to announce the closing of a $6,715,000 financing for a 76 branded gas station with an on-site car wash and self-wash facility located in Bremerton, Washington.

The borrower is an experienced owner-operator with a significant portfolio of stations in the surrounding market.

More Financings

Why First Financial - Simple, fast, and reliable access to capital.

Our diverse industry knowledge, lending expertise, and practical real estate knowledge allows us to provide our clients with the best possible financing solutions.

Quick and Reliable Closing. First Financial closes deal quickly and reliably within 1-2 weeks, while banks and other traditional lenders average 90 days or longer to close a deal.
Simple Application Process. Each lending opportunity is evaluated according to certain proprietary lending criteria and standards that have been established by first financial. Our simple form document and the standard diligence we gather enables us to quickly determine if we will proceed and issue a Letter of Intent (LOI), which is typically issued within 24-48 hours of receiving a loan request.
Flexible Capital. First Financial works with business owners and real estate operators, who are under-served by traditional financial institutions, to provide unique private financing solutions tailored to individual borrower needs.
Funding Sources. First Financial capital manages an investment fund of our clients and investors. We are entirely privately capitalized which allows us to have a faster credit decision process that results in us being able to provide financing at faster speeds than others in the industry.

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Our office

First Financial Capital
9255 Sunset Blvd, Ste 800
West Hollywood, CA 90069
Contact
(310) 694-5060